Neutrinos Launches Intelligent Census Intake for Group Benefits
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Life & Health Underwriting Automation Suite

AI-powered underwriting software for insurance that improves risk assessment, lifts productivity, and improves customer experience across life and health underwriting.

Overview
Benefits
Accelerators
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Dramatically increase underwriting teams' productivity 

Neutrinos Underwriting Automation software automates data intake, risk evaluation, and decisioning, so underwriters spend less time on manual, repetitive work. Neutrinos underwriting software for insurance runs the full workflow - submission ingestion, data enrichment, triage, and appetite-fit and propensity-to-bind scoring. Your team focuses on the risks most likely to drive profitable premium. With one leading life insurer, straight-through cases moved from a 4-hour turnaround to 6 minutes.

Accelerate your new business & underwriting workflows

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Increases underwriting productivity & accuracy

Neutrinos automates administrative tasks, manual reviews, and redundant data entry, so underwriters handle more cases with fewer errors.

Enables data-driven decision-making

AI risk scoring and a no-code rules engine give underwriters a centralized, 360° view of every case. Decisions rest on complete, enriched data instead of scattered systems and manual lookups, the foundation of a modern underwriting solution.

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Improves customer experience

Faster, more consistent decisions mean applicants wait hours, not weeks, for an outcome. Straight-through processing clears simple cases in minutes, freeing underwriters for the complex risks that need human judgment.

Suite of intelligent underwriting accelerators

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Smart intake & verification hub

The intake hub automates submission ingestion, data capture, validation, and KYC, so every case starts complete and accurate. Clean data at the front end removes the rework that slows underwriting downstream.
Auto underwriting engine

Auto underwriting engine

The auto underwriting engine applies AI risk scoring and a no-code rules engine to evaluate each submission against your appetite. Underwriters configure rules without IT, and standard cases receive instant, consistent decisions - the decisioning core of the Neutrinos underwriting solution.
360° underwriting workbench

360° underwriting workbench

The underwriting workbench gives every underwriter a centralized, 360° view of case data, real-time insights, and AI-assisted decision support. One screen replaces the system-hopping and manual lookups that fragment risk evaluation.
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Smart work allocation

Smart work allocation routes each case to the right underwriter automatically, balancing workloads by skill, capacity, and complexity. Straight-through cases clear without human touch, while complex risks reach senior underwriters faster.
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Document management

Document management automates post-application document handling - classification, extraction, and routing, to cut delays after submission. Underwriters stop chasing paperwork and keep cases moving to decision.

Resources

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Brochures

Neutrinos Underwriting Automation Suite

Whitepapers

AI in Life Insurance Underwriting: Unlocking New Frontiers and Efficiency

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Case Studies

Revolutionizing underwriting: from days to minutes with Neutrinos' workbench

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Unlock faster, smarter underwriting with AI

Schedule a demo

 

Frequently asked questions

 

Underwriting automation software is technology that automates data intake, risk evaluation, and decisioning across the underwriting workflow. Neutrinos delivers this as underwriting software for insurance that handles submission ingestion, AI risk scoring, and rules-based decisions, so underwriters focus on complex, high-value risks. 

Neutrinos automates the repetitive work that slows underwriting - intake, data enrichment, triage, and routine decisions. With one leading life insurer, straight-through cases moved from 4 hours to 6 minutes and non-straight-through cases from 13 days to 12 hours, lifting capacity without added headcount.

The Neutrinos underwriting software systems automate the full L&H underwriting workflow: smart intake and KYC, AI-based auto-underwriting, a 360° underwriting workbench, smart work allocation, and post-application document management. Deploy one accelerator or run the complete suite. 

Yes. Neutrinos is built for both life and health insurance underwriting, with configurable rules and risk models for each line. The same underwriting solution supports L&H insurers across individual and group business. 

Neutrinos combines AI risk scoring with a no-code rules engine, so decisions are automated and explainable. Unlike a rules-only underwriting solution, it enriches data, scores appetite fit and propensity to bind, and routes complex cases to the right underwriter.